/* =========================================================
   IA Risk & Savings Calculator — live two-column layout
   ---------------------------------------------------------
   Loaded AFTER css/calculator.css. calculator.css is shared by
   three other live pages and is deliberately NOT edited; every
   colour below comes from its .iacalc tokens so this stays part
   of the same system.

   Layout: inputs pinned left, both answers live on the right.
   Replaced a four-step wizard that hid the inputs and buried
   the numbers in low-contrast fine print.
   ========================================================= */

.iars { --iars-gap: 20px; }

/* ---------- break out of the card-in-a-card ----------
   calculator.css frames .iacalc as a padded, rounded card. That is right for
   the single-column pricing widget, but here it wraps the whole two-column
   tool in a second border, so every panel reads as a box inside a box.
   The panels below carry their own framing, so the wrapper gives its up.

   calculator.css also caps .iacalc at max-width:880px, which is right for the
   single-column pricing widget but squeezed this two-column tool to ~880px
   inside a ~1335px shell. Lifting the cap is what actually widens it; negative
   page margins do nothing while the cap is in place. */
#calculator-root .iacalc {
  padding: 0;
  border: 0;
  border-radius: 0;
  background: none;
  box-shadow: none;
  width: 100%;
  max-width: min(1200px, 100%);
  margin-inline: auto;
}

/* .grad-text paints through background-clip:text, and the site's tight h1
   line-height crops the descenders ("actually" loses the tail of its y).
   Give the clipped span its own box so the glyphs fit inside it. */
.page-hero h1 .grad-text {
  display: inline-block;
  line-height: 1.14;
  padding-bottom: 0.08em;
}

/* ---------- anchor-number band above the tool ---------- */
.iars-band .iars-band-v {
  display: block;
  font-family: 'Fraunces', 'Manrope', serif;
  font-size: 2.6rem;
  line-height: 1;
  color: var(--c-cyan, #00d4ff);
  margin-bottom: 6px;
}
.iars-band h3 { margin: 0 0 6px; font-size: 1.02rem; }
.iars-band p em { font-style: normal; opacity: 0.75; }

/* ---------- mode toggle: a real segmented control ---------- */
.iars-modes {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6px;
  max-width: 620px;
  margin: 0 auto 26px;
  padding: 6px;
  background: var(--c-glass);
  border: 1px solid var(--c-line);
  border-radius: 14px;
}
.iars-mode {
  display: flex;
  flex-direction: column;
  gap: 1px;
  padding: 11px 16px;
  border: 1px solid transparent;
  border-radius: 10px;
  background: transparent;
  color: var(--c-muted);
  font-family: inherit;
  text-align: center;
  cursor: pointer;
  transition: background .18s, color .18s, border-color .18s;
}
.iars-mode:hover { background: var(--c-glass-hi); color: var(--c-text); }
.iars-mode.is-on {
  background: var(--c-grad);
  border-color: var(--c-line-hi);
  color: #fff;
  box-shadow: var(--c-glow);
}
.iars-mode-k { font-weight: 700; font-size: 1rem; letter-spacing: -0.01em; }
.iars-mode-s { font-size: 0.76rem; opacity: 0.82; }

/* ---------- the app: inputs left, answers right ---------- */
.iars-app {
  display: grid;
  grid-template-columns: minmax(0, 360px) minmax(0, 1fr);
  gap: 26px;
  align-items: start;
}
@media (max-width: 900px) {
  .iars-app { grid-template-columns: 1fr; }
  .iars-modes { grid-template-columns: 1fr; }
}

/* ---------- inputs column ---------- */
.iars-inputs {
  position: sticky;
  top: 16px;
  display: grid;
  gap: 14px;
  padding: 18px;
  border: 1px solid var(--c-line);
  border-radius: 16px;
  background: var(--c-glass);
}
@media (max-width: 900px) { .iars-inputs { position: static; } }

.iars-live {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.74rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--c-cyan);
}
.iars-live::before {
  content: '';
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--c-cyan);
  box-shadow: 0 0 0 3px rgba(0, 212, 255, 0.18);
}

.iars-group { display: grid; gap: 9px; }
.iars-group + .iars-group { padding-top: 14px; border-top: 1px solid var(--c-line); }
.iars-group-h {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 10px;
  margin: 0;
  font-family: 'Manrope', sans-serif;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  color: var(--c-text-hi);
}
.iars-group-h span {
  font-weight: 500;
  letter-spacing: 0;
  text-transform: none;
  font-size: 0.74rem;
  color: var(--c-muted);
}
.iars-sub-h {
  margin-top: 4px;
  font-size: 0.76rem;
  color: var(--c-muted);
}

/* selectable tiles instead of a bare dropdown.
   grid-auto-rows:1fr keeps every tile the same height — chip text wraps to
   different line counts and ragged tiles read as broken. */
.iars-tiles { display: grid; grid-template-columns: 1fr 1fr; gap: 7px; grid-auto-rows: 1fr; }
.iars-tiles-4 { grid-template-columns: 1fr 1fr; }
.iars-tile {
  display: grid;
  gap: 3px;
  align-content: start;
  padding: 9px 11px;
  text-align: left;
  border: 1px solid var(--c-line);
  border-radius: 10px;
  background: transparent;
  color: var(--c-text);
  font-family: inherit;
  cursor: pointer;
  transition: border-color .16s, background .16s;
}
.iars-tile:hover { background: var(--c-glass-hi); border-color: var(--c-line-hi); }
.iars-tile.is-on {
  border-color: var(--c-cyan);
  background: rgba(0, 212, 255, 0.09);
}
.iars-tile strong { font-size: 0.83rem; font-weight: 650; line-height: 1.25; }
.iars-tile-chips { display: flex; flex-wrap: wrap; gap: 4px; }
.iars-tile-chips em {
  font-style: normal;
  font-size: 0.62rem;
  padding: 1px 5px;
  border-radius: 4px;
  background: var(--c-glass-hi);
  color: var(--c-muted);
}
.iars-tile-p { font-size: 0.72rem; color: var(--c-muted); }

/* fields */
.iars-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.iars-fields-2 { grid-template-columns: 1fr 1fr; }
.iars-field { display: grid; gap: 4px; min-width: 0; }
.iars-field-l { font-size: 0.74rem; color: var(--c-muted); }
.iars-field-h { font-size: 0.68rem; color: var(--c-muted); opacity: 0.8; }
.iars-input {
  width: 100%;
  padding: 9px 11px;
  border: 1px solid var(--c-line);
  border-radius: 9px;
  background: rgba(255, 255, 255, 0.04);
  color: var(--c-text-hi);
  font-family: inherit;
  font-size: 0.92rem;
  transition: border-color .16s, background .16s;
}
.iars-input:focus {
  outline: none;
  border-color: var(--c-cyan);
  background: rgba(0, 212, 255, 0.07);
}
.iars-input-sm { max-width: 116px; padding: 7px 9px; font-size: 0.85rem; }

/* record rows */
.iars-rows { display: grid; gap: 5px; }
.iars-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  padding: 7px 9px;
  border: 1px solid transparent;
  border-radius: 9px;
}
.iars-row.is-on { border-color: var(--c-line); background: rgba(255, 255, 255, 0.03); }
.iars-check { display: flex; align-items: flex-start; gap: 8px; cursor: pointer; min-width: 0; }
.iars-check input { margin-top: 3px; accent-color: var(--c-cyan); flex: none; }
.iars-check span { display: grid; gap: 1px; min-width: 0; }
.iars-check strong { font-size: 0.83rem; font-weight: 600; line-height: 1.25; }
.iars-check em { font-style: normal; font-size: 0.7rem; color: var(--c-muted); }

.iars-note { margin: 2px 0 0; font-size: 0.7rem; line-height: 1.45; color: var(--c-muted); }

/* ---------- output column ---------- */
.iars-out { display: grid; gap: var(--iars-gap); min-width: 0; }

/* the headline card — high contrast, the number dominates */
.iars-hero {
  padding: 26px 28px;
  border: 1px solid var(--c-line-hi);
  border-radius: 18px;
  background:
    radial-gradient(120% 140% at 100% 0%, rgba(124, 58, 237, 0.28), transparent 60%),
    radial-gradient(100% 120% at 0% 100%, rgba(0, 112, 243, 0.22), transparent 62%),
    rgba(3, 9, 18, 0.72);
  box-shadow: 0 18px 48px rgba(0, 0, 0, 0.32);
}
.iars-hero-k {
  display: block;
  font-size: 0.74rem;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--c-cyan);
  margin-bottom: 8px;
}
.iars-hero-v {
  font-family: 'Fraunces', 'Manrope', serif;
  font-weight: 700;
  font-size: clamp(2.9rem, 6.4vw, 4.3rem);
  line-height: 1.02;
  letter-spacing: -0.02em;
  color: #fff;
}
.iars-hero-v small {
  font-size: 0.3em;
  font-family: 'Manrope', sans-serif;
  font-weight: 600;
  color: var(--c-muted);
  letter-spacing: 0;
}
.iars-hero-s { margin-top: 6px; font-size: 0.88rem; color: var(--c-muted); }

.iars-kpis {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-top: 20px;
  padding-top: 18px;
  border-top: 1px solid var(--c-line);
}
@media (max-width: 620px) { .iars-kpis { grid-template-columns: 1fr; gap: 12px; } }
.iars-kpi { display: grid; gap: 2px; min-width: 0; }
.iars-kpi-k {
  font-size: 0.68rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--c-muted);
}
.iars-kpi-v {
  font-family: 'Fraunces', 'Manrope', serif;
  font-size: 1.55rem;
  line-height: 1.1;
  color: #fff;
}
.iars-kpi-s { font-size: 0.72rem; color: var(--c-muted); }

/* breakdown panels */
.iars-panel {
  padding: 20px 22px;
  border: 1px solid var(--c-line);
  border-radius: 16px;
  background: var(--c-glass);
}
.iars-panel-h {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 10px;
  margin: 0 0 14px;
  font-family: 'Manrope', sans-serif;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  color: var(--c-text-hi);
}
.iars-panel-h span {
  font-weight: 500; letter-spacing: 0; text-transform: none;
  font-size: 0.74rem; color: var(--c-muted);
}

.iars-items { display: grid; gap: 2px; }
.iars-item {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 14px;
  padding: 11px 0;
  border-top: 1px solid var(--c-line);
}
.iars-item:first-child { border-top: 0; padding-top: 2px; }
.iars-item-m { display: grid; gap: 2px; min-width: 0; }
.iars-item-m strong { font-size: 0.92rem; font-weight: 600; color: var(--c-text-hi); }
.iars-item-m span { font-size: 0.76rem; color: var(--c-muted); }
.iars-item-v {
  font-family: 'Fraunces', 'Manrope', serif;
  font-size: 1.15rem;
  color: var(--c-text-hi);
  white-space: nowrap;
}
.iars-empty { margin: 0; font-size: 0.88rem; color: var(--c-muted); }

/* comparison blocks */
.iars-cmp {
  margin-top: 16px;
  padding: 14px 16px;
  border: 1px solid var(--c-line);
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.03);
}
.iars-cmp + .iars-cmp { margin-top: 10px; }
.iars-cmp-r {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 7px 0;
  font-size: 0.86rem;
  color: var(--c-text);
  border-top: 1px solid var(--c-line);
}
.iars-cmp-r:first-child { border-top: 0; }
.iars-cmp-r strong { color: var(--c-text-hi); white-space: nowrap; }
.iars-cmp-r.is-net { margin-top: 3px; padding-top: 11px; border-top-color: var(--c-line-hi); }
.iars-cmp-r.is-net strong { color: var(--c-cyan); font-size: 1.12rem; }
/* An honest ROI view is allowed to come out negative — amber, not green. */
.iars-cmp-r.is-warn { margin-top: 3px; padding-top: 11px; border-top-color: var(--c-line-hi); }
.iars-cmp-r.is-warn strong { color: #f5a524; font-size: 1.12rem; }
.iars-warn {
  margin: 9px 0 0;
  font-size: 0.76rem;
  line-height: 1.5;
  color: #f5c06a;
}

/* the answer you're not looking at — a real button, always visible */
.iars-other {
  display: grid;
  gap: 3px;
  width: 100%;
  padding: 18px 22px;
  text-align: left;
  border: 1px solid var(--c-line-hi);
  border-radius: 16px;
  background: var(--c-glass-hi);
  color: var(--c-text);
  font-family: inherit;
  cursor: pointer;
  transition: border-color .16s, background .16s;
}
.iars-other:hover { border-color: var(--c-cyan); background: rgba(0, 212, 255, 0.07); }
.iars-other-k {
  font-size: 0.7rem; letter-spacing: 0.07em;
  text-transform: uppercase; color: var(--c-muted);
}
.iars-other-v {
  font-family: 'Fraunces', 'Manrope', serif;
  font-size: 2rem; line-height: 1.1; color: var(--c-text-hi);
}
.iars-other-v small { font-size: 0.4em; color: var(--c-muted); font-family: 'Manrope', sans-serif; }
.iars-other-s { font-size: 0.82rem; color: var(--c-muted); }
.iars-other-c { margin-top: 6px; font-size: 0.8rem; font-weight: 600; color: var(--c-cyan); }

/* methodology, folded away instead of littering every row */
.iars-method {
  border: 1px solid var(--c-line);
  border-radius: 14px;
  background: var(--c-glass);
}
.iars-method > summary {
  padding: 14px 20px;
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--c-text-hi);
  cursor: pointer;
  list-style: none;
}
.iars-method > summary::-webkit-details-marker { display: none; }
.iars-method > summary::after { content: ' ↓'; color: var(--c-muted); }
.iars-method[open] > summary::after { content: ' ↑'; }
.iars-method-b { padding: 0 20px 18px; }
.iars-method-b p { margin: 0 0 9px; font-size: 0.79rem; line-height: 1.6; color: var(--c-muted); }
.iars-method-b ul { margin: 0 0 10px; padding-left: 18px; }
.iars-method-b li { font-size: 0.76rem; line-height: 1.65; color: var(--c-muted); }
.iars-method-b strong { color: var(--c-text); }

/* lead capture */
.iars-lead .iars-fields { gap: 10px; }
.iars-consent {
  display: flex; align-items: flex-start; gap: 9px;
  margin: 14px 0 12px; font-size: 0.79rem; line-height: 1.5; color: var(--c-muted);
}
.iars-consent input { margin-top: 3px; accent-color: var(--c-cyan); flex: none; }
.iars-err { margin: 0 0 10px; font-size: 0.8rem; color: #ff7a7a; }
.iars-thanks {
  padding: 22px;
  border: 1px solid var(--c-line-hi);
  border-radius: 16px;
  background: var(--c-glass-hi);
  text-align: center;
}
.iars-thanks h4 {
  font-family: 'Fraunces', 'Manrope', serif;
  font-size: 1.15rem; color: var(--c-text-hi); margin: 0 0 6px;
}

/* closing CTA inside the tool */
.iars-cta {
  padding: 22px 24px;
  border: 1px solid var(--c-line-hi);
  border-radius: 16px;
  background:
    linear-gradient(135deg, rgba(0, 112, 243, 0.16), rgba(124, 58, 237, 0.14)),
    var(--c-glass);
}
.iars-cta strong {
  display: block;
  font-family: 'Fraunces', 'Manrope', serif;
  font-size: 1.18rem; color: var(--c-text-hi);
}
.iars-cta p { margin: 6px 0 14px; font-size: 0.85rem; color: var(--c-muted); }
.iars-cta-b { display: flex; flex-wrap: wrap; gap: 10px; }
